Nov 01, 2025
3 min read
Details: New credit production reached 61,255 million in the first 9 months of the year, an increase of 20%, with an increase in mortgages (39%), consumption (16%).
Caixabank reached a profit of 4.397 million in September, 3.5% more compared to the same period in 2024.
The issuance of new grants in the first nine months of the year totaled 61,255 MLN.
Summary of Supervised Artificial Intelligence
Kaisabank made a net profit of 4,397 million euros in the period from January to September, which is an increase of 3.5% compared to the same period last year.This result is due to the environment of intense business activity and low interest rates.Production of new loans increased by 20%, with growth in mortgages, companies and consumer goods to 61,255 million.It reached tenge.The interest margin decreased by 4.9%, but shows a positive trend for the quarter.Operating income increased by 5.7%, while gross margin increased by 2.8%.ROE yield - 15.2%, efficiency ratio - 39.2%.In addition, the Bank accepted temporary dividends amounting to 1,181 mln.Accepted for tenge, they will be paid in November.
* Summaries are overseen by reporters
Kaixabbank made a net profit of 4,397 people in the period from January to September, 3.5% higher than the environment containing fixed rates.
New credit production reached 61,255 million in the first nine months of the year, with a second increase (12%), according to information from the International Vairurties Pallow (CNMV).
The income is 7,957 million years, down 4.9% compared to the same period in 2024, and an increase of 1.4% compared to the second quarter.
Service revenue, which includes property management, protection insurance and prevention costs for 5.118 million in September compared to 12.118 million, an increase of 2.8% over the same period last year.
Gonzalo Gortazar, CEO of CaixaBank, stated: "We are advancing strongly through our two main strategic axes, the continuous development of the activity and the transformation of the group, through the adoption of the latest technologies, increasing our commercial activity and improving customer service."
The condition of the result is still interest and commission margin bank tax accounting.
In 2024, the tax is fully written off in the first part, and in 2025 it is distributed quarterly.
Cash 1181 million
The bank announced that the board approved an interim dividend of 1,181 million (16.79 cents per share), which will be paid in November.
This year's shareholder compensation plan calls for 50% to 60% of consolidated net profit to be distributed in two payments: an interim dividend of 30% to 40% of the first half of profits and an additional dividend to be paid in April 2026.
Under that plan, the council has supported an interim payment in November of 40% of profits for the first six months of the year.
Profitability and commercial dynamics
ROE profitability, which measures net profit generated relative to equity, stands at 15.2%, up from 14.4% in September 2024, while the profitability ratio is 39.2%.
January, September, September, trade volume (1.9 billion) is slowing growth and reaches 6.8% year-on-year.
Client resources reached 720,242 million, up 6.9% from a year ago, and assets under management increased 9.8% year-on-year to 195,547 million, due to favorable market developments and client contributions.
The healthy loan portfolio continues to grow and drive demand, with an increase in the number of 18, up to 345, with a "major new product and family shift".
New production for home purchase loans is 14,409 mln.
crime control
The balance of doubtful debts this year "has decreased to 889 million after effective management of inefficiency, including the sale of the portfolio", the rate of water is 2.3%.Bad debt amount is 6,695 million. 72% improvement in coverage time and coverage ratio.
The ratio of the highest level of risk assets (cet1) is 12.4%, to indicate the exceptional level of entry of the CRRD (Basel in the Call of CRRAL.
* Go to google.All the best news and content here.
